The Biggest Retirement Mistakes People Over 40 Make
Avoiding mistakes is just as important as making the right moves.
Ken Rush
4/26/20261 min read
Mistake 1: Waiting Too Long to Start
Time is still your ally—but only if you act.
Mistake 2: Underestimating Retirement Needs
Many people underestimate:
Healthcare costs
Longevity
Mistake 3: Not Investing Aggressively Enough
Being too conservative too early can limit growth.
Mistake 4: Ignoring Tax Strategy
Taxes can significantly impact retirement income.
Mistake 5: Lack of a Clear Plan
Saving without a plan often leads to poor outcomes.
Final Thought
Retirement success is less about perfection and more about avoiding costly missteps.